Tradesmen & Real Estate Investors

Stop Overpaying for Insurance. Get Better Value – Guaranteed.

We're My Town Advisors. Founded by business owners just like you who got FED UP with surprise bills and NICKEL AND DIMING from big insurance. We built a system to get honest tradesmen and real estate investors MAXIMUM PROTECTION at MINIMUM COST. Ready to keep more of your hard-earned cash?

WE KEEP THINGS SIMPLE! TWO PACKAGES - NO TIME WASTED!

The Tradesman Package

If you’re an HVAC contractor, electrician, plumber, general contractor, paving company, landscaper, or in the trades - you’re probably OVERPAYING for insurance and UNDER-COVERED where it matters most!

What's Included:

  • Customized Insurance Coverage: Get tailored protection that meets your unique needs, including:

    • General Liability

    • Workers' Compensation

    • Commercial Auto

    • Tools and Equipment Coverage

  • The Switch Kit: We make transitioning your insurance coverage seamless and stress-free.

Absolutely FREE with Your Package:

  • Sub-Contractor Agreement: Essential for clear and professional engagements.

  • Protection from Massive Audits: Gain peace of mind with strategies to help you avoid large-scale audits.

  • Safety Plan Template: Easily customize this template with your own branding to create a professional safety plan.

  • Risk Mitigation Checklist: A valuable tool to help you identify and reduce potential risks.

Our Guarantee:

  • Instant Certificates of Insurance (COIs): We provide immediate COIs, with a guaranteed turnaround time of no later than 24 hours, so you can win and start jobs faster.

Experience the Savings:

  • Tradesmen who choose our package typically see savings of 10-25% on their annual insurance costs.

The Investor Package

Your insurance strategy is either fueling your portfolio’s performance - or quietly draining your cash flow. We help real estate investors increase cash flow and improve cap rates by restructuring underperforming insurance programs.

What's Included:

  • Customized Insurance Coverage: Get tailored protection for your properties, including comprehensive property coverage, general liability, and loss of rent coverage.

  • The Switch Kit: We handle the entire process of switching your insurance, making it completely hassle-free for you.

Absolutely Free with Your Package:

  • Replacement Cost Estimator: Understand the true cost to rebuild your property.

  • Loss of Rent Estimator: Accurately project potential lost income during a covered event.

Our Guarantee:

  • 48-Hour Insurance Binder Guarantee: We guarantee your insurance binder within 48 hours for closings and refinances, ensuring your deals stay on track.

Experience the Savings:

  • Typical investors who choose our package save 10-25% annually and experience an instant improvement in cash flow.

WHY US?

JOSHUA WILLIAMS, CEO & CO-FOUNDER

Joshua is the key leader at My Town Advisors, known for providing clients with direct answers and strategic insurance solutions. His nearly decade-long industry expertise makes him a trusted advisor and a driver of client satisfaction, contributing significantly to our growth. His deep understanding of insurance is complemented by a valuable background in real estate investment, where he played a vital role in developing a large industrial portfolio. This unique insight allows My Town Advisors to stay ahead of market trends and deliver exceptional value. Joshua's passion, drive, and genuine client focus are central to his approach, extending beyond professional engagements into his family, interests, and community involvement.

JONATHAN NORTON, STRATEGIC INVESTOR & CO-FOUNDER

As a strategic investor in My Town Advisors, Jonathan leverages his extensive background in finance and entrepreneurship to accelerate the company's growth through strategic tech implementation and sales optimization. His prior success as a two-time national achiever at JPMorgan, coupled with his experience building and exiting a construction company and managing a real estate holding company, provides a unique lens for identifying opportunities and driving impactful change. Jonathan's focus is on empowering My Town Advisors to deliver exceptional value and achieve significant market traction.

Keeping you ahead of your competition!

Lightning-Fast COI Generation: Need a COI right away? Our app allows for instant requests and nearly instantaneous delivery, so you can keep your projects moving without delay.

GET IN TOUCH

IF THIS TAKES TOO LONG… CALL OR TEXT US! 315.949.4193

What Our Clients Are Saying!

  • “Josh has been an asset to our business since day one. His attention to detail is what sets him far above other insurance and risk management experts.”

    Danielle Teeple

  • “The team at My Town Advisors is top notch. They provide excellent service and are very knowledgeable of the industry. Their professionalism is unmatched and I would highly recommend!”

    Kiel Camken

  • “Had the pleasure of meeting with My Town to take a look at my family's existing coverage across personal and business assets. I thought the decisions I had made on our coverage needs were the best out there.Josh and team, though, were able to reach out to their network of carriers and they were able to get us better coverage across our home, auto, rentals, and umbrella policies... WITH an annual premium savings. No brainer for me to switch, and happy I did.”

    Brett Butler